Health

Advantages and Disadvantages of Universal Health Care

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What will national health care cost our country and what will be get from it?

The price of the new health insurance and health care system will include increased taxes. In some ways, it won’t matter who pays those taxes. If they are paid by the companies, they will raise the cost of the items they sell, so the individuals will be hurt as well. If they are paid by the consumer, then the consumer will have less to pay for products, so the companies will be hurt as well.

When we look at the cost of any health care proposal, we should also look at the price of the current health care system to make comparisons. In our current health insurance and health care system, those of us who can pay for national health care subsidize those who can’t or won’t. Your health insurance premiums are higher because your provider has to raise the rates for those who do pay to make up for those who don’t pay.

The costs of our existing system include the cost of lower productivity when a worker is unable to work because of a medical condition he or she can’t afford to treat. The costs of our present health care system include the price associated with more kids growing up without a mother or father.

One of the benefits or today’s health care system is our familiarity with it. It’s like an old car that has a broken driver’s door and a big gash in the passenger seat. We’ve gotten used to getting in the car from the passenger side and having a blanket over the gash in the seat. Another car will have problems as well. The car may be better or worse. That part is unknown. What is known is that the car will be unfamiliar and buying a car is a big commitment.

Once we make major changes to our health care system we will be unlikely to go back to the old health insurance and health care system. Even if the new medical system is decidedly worse, we will be stuck with it. We may have higher asking price or worse care. We may be able to tweak the new health care system and fix it or we may determine that the infrastructure is so poor that it too requires an overhaul.

Socialized medicine has the potential of boosting our economy. Many people who are currently shackled to their employers because of the fear of losing their health insurance, may be able to move on to better jobs or start companies and hire others.

Under today’s health care system many people are unable to pay for preventative care. They often wind up in the hospital and get expensive surgeries that they can’t afford to pay for. These surgeries may prolong their lives, but may or may not allow them to work again. An individual who gets medical care when the problem is a small one may be able to work and pay taxes much longer than the individual who only gets care when the situation is critical.

We should strive to create a health insurance and health care system that keeps our workers working longer and our parents parenting longer.

Although we may have a health insurance and health care system that has major flaws, there is no guarantee that a new medical system will be any better. However, far too many people are hurt by our existing medical system for us to just throw up our hands and do nothing. If we can ignore the rhetoric and focus on the facts a better health care system can be created that will not only benefit those who can’t afford health care today, but will make us all stronger.

Alston J. Balkcom is a health insurance agent with an agency in Connecticut. New-Hampshire Senior Health Insurance information and Wisconsin medical insurance quotes can be found on his sites.

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